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The 12 Deterministic Steps

From Data Chaos to Proof Economy

The recurring pains behind broken payouts, frozen holds, and spreadsheet diplomacy — and how Verit turns data → proof, proof → trust, and trust → capital.

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ARCHITECTURAL THESIS

Data → Proof → Trust → Capital

The journey from local spreadsheets to verifiable, networked finance.

1–4
Fix the math
5–9
Fix the operations
10–12
Fix the economy
Steps 1–4 • Fix the math
Steps 1–4 • Fix the math
Truth at the transaction level.
01 Input Ingestion02 Deterministic Compute03 Transcript04 Digest
Steps 5–9 • Fix the operations
Steps 5–9 • Fix the operations
Trust at the organization level.
05 Governance Matrix06 ALLOW/HOLD Decisions + Exception Workflow07 Agentic Automation08 ML Optimization & Predictive Liquidity09 Privacy, Benchmarking & Interop
Steps 10–12 • Fix the economy
Steps 10–12 • Fix the economy
Value at the network level.
10 Verified Recovery Chain11 Network Proof Rating & Shared Credit12 Proof Economy

Steps 1–4 • Fix the math

Truth at the transaction level.

01 — Input Ingestion (ERP / PSP exports)“The CSV Storm”

Core problem
Data comes from many systems that don’t trust each other.
Typical human pain
Finance & IT emailing CSVs all week — which file is real?
What Verit fixes
Normalized intake with schema contracts; no more file roulette.
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02 — Deterministic Compute (Integer Math)“The $0.01 Audit Lockdown”

Core problem
Floating-point & rounding drift.
Typical human pain
Penny mismatches, audit holds, delayed closes.
What Verit fixes
Integer-cent compute with fixed fold order; penny-exact outcomes.
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03 — Transcript (Proof Record)“The Missing Proof”

Core problem
No reproducible evidence of payout correctness.
Typical human pain
“Prove this payout is right” → 2-week delay.
What Verit fixes
Replayable transcript with full lineage checksum; push-button evidence.
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04 — Digest (Checksum / Integrity Proof)“The Two Truths”

Core problem
Systems recompute totals differently.
Typical human pain
ERP and PSP disagree on numbers.
What Verit fixes
Content-addressed digest equality; canonical truth wins.
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Steps 5–9 • Fix the operations

Trust at the organization level.

05 — Governance Matrix (Finance + Compliance)“The Excel That Approved a Million Dollars”

Core problem
Manual approvals, Excel macros, lost context.
Typical human pain
Delays, risk exposure, blame loops.
What Verit fixes
Single JSON ACK/CT record with reason-coded thresholds.
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06 — ALLOW/HOLD Decisions + Exception Workflow“The Hold Queue From Hell”

Core problem
Opaque holds and missing reason codes.
Typical human pain
Ops waste days guessing why held.
What Verit fixes
Deterministic triage with hold/fix taxonomy and guided fixes.
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07 — Agentic Automation (Human + AI)“The Bot That Fixed Month-End”

Core problem
Manual rework and repetitive exceptions.
Typical human pain
40% of time fixing the same issues.
What Verit fixes
Agents propose deterministic replay fixes with reasoned logs.
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08 — ML Optimization & Predictive Liquidity“The $2M Float That Didn’t Need to Exist”

Core problem
Hidden float and reactive cash planning.
Typical human pain
CFO over-buffers millions in idle cash.
What Verit fixes
Predictive liquidity confidence with uplift verification.
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09 — Privacy, Benchmarking & Interop“The Competitors Who Shared Without Sharing”

Core problem
No safe collaboration or cross-ledger parity.
Typical human pain
Partners refuse to share data.
What Verit fixes
Differential privacy + VRF benchmarking; parity without exposure.
Download story (PDF)

Steps 10–12 • Fix the economy

Value at the network level.

10 — Verified Recovery Chain (VRC) & Proof Dividend“The Proof Dividend”

Core problem
Efficiency gains remain invisible.
Typical human pain
CFOs can’t book verified savings; investors ignore ROI.
What Verit fixes
Continuous proof ledger quantifying verified uplift + efficiency fees.
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11 — Network Proof Rating & Shared Credit“The Network Dividend”

Core problem
Trust resets for every counterparty.
Typical human pain
Expensive credit spreads, slow settlements.
What Verit fixes
Global Proof Registry with real-time reliability scores.
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12 — Proof Economy (Systemic Infrastructure)“The Proof Economy”

Core problem
Truth is local, not global.
Typical human pain
Society runs on opinion, not evidence.
What Verit fixes
Deterministic standards across industries — truth earns yield.
Download story (PDF)

From Steps to Strategy

Together, these steps form Verit’s architectural thesis: Data becomes Proof → Proof becomes Trust → Trust becomes Capital.Move from firefighting and spreadsheets to verifiable operations that compound.

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