Ledger & budgeting, withdrawal governor (state machine), fixed-point arithmetic, and canonical transaction ordering for byte-identical outcomes across replays and shards.

Differential privacy via verifiable randomness with deterministic replay and privacy budgets— auditors can reconstruct noise without seeing raw data.

Lineage tracking, rule/ML gates with bounded fallbacks, reason-coded holds, and transcripted evidence so good users aren’t punished by global freezes.

Liquidity forecasting with graduated response curves and circuit breakers. If predictions fail, we gracefully degrade to reactive without losing determinism.

Multi-chain header verification, custody proofs, and platform adapters. We sit above existing processors/rails—no rip-and-replace.

Immutable, privacy-first transcripts (content-addressed digests). Auditors verify math and approvals without raw PII.

• SSO/SAML/OIDC · RBAC · MFA
• Least privilege service accounts
• Per-tenant policy isolation

• TLS 1.3 in transit · AES-256 at rest
• Key rotation · Vault-managed secrets
• PII minimization (digests over raw)

• Immutable audit logs · tamper-evident
• Monitoring/alerting, tracing, SLOs
• SOC2/PCI alignment · GDPR/CCPA ready

We add privacy without breaking audit determinism. Verifiable randomness enables reconstructable, deterministic noise—so privacy and auditability reinforce each other, not conflict.

Forecasts help stability, but never at the expense of correctness. If models misbehave, we auto-revert to reactive mode with identical outputs for the same inputs.

Advanced features can be toggled on without changing core outcomes. That means safer migrations, simpler conformance, and byte-identity with legacy behavior when needed.

# Core Settlement APIs
POST /api/v1/redemption/submit
GET  /api/v1/redemption/{id}/status
POST /api/v1/policy/propose
GET  /api/v1/audit/transcript/{epoch}

# Advanced Features
POST /api/v1/privacy/configure
GET  /api/v1/fraud/risk-score/{user}
POST /api/v1/cross-chain/reconcile

REST/GraphQL with SDKs for JS/TS, Python, Go, Java/Kotlin, mobile.

// 1) install
npm install @vgs/settlement-sdk

// 2) init
const vgos = new VGoS({ apiKey: 'pk_test_...', mode: 'core' });

// 3) submit a redemption
const redemption = await vgos.redemptions.create({
  userId: 'user_123',
  amount: 1000, // in cents
  currency: 'USD',
  metadata: { source: 'creator_earnings' }
});

// 4) check status
const status = await vgos.redemptions.get(redemption.id);

// optional: enable privacy/fraud/predictive as you mature
vgos.configure({ privacy: { enabled: true, epsilon: 1.0, delta: 1e-6 } });
vgos.configure({ fraud: { enabled: true, adaptiveThresholds: true, fallbackToStatic: true } });
vgos.configure({ predictive: { horizon: 3, gradualResponse: true, circuitBreaker: true } });

Hosted multi-tenant with per-transaction pricing; fastest time-to-value.

Dedicated VPC deployment for enterprise isolation and data residency.

Core services SaaS; sensitive data/DP on customer-controlled infra.

Licensed software for the most regulated environments.

1. Core Mode (1–4): governance APIs, dashboard, data layer, CI/CD.
2. Privacy & Fraud (3–6): DP with verifiable randomness; ML with bounded fallbacks; SDKs.
3. Predictive & Cross-Chain (5–8): forecasting, circuit breakers; header verification.
4. Scale & Enterprise (7–12): HA multi-region, security audits, enterprise features.

• Core team ~12; expansion as features scale
• <30 min average developer integration time
• Daily deploys; <1% rollback rate
• 50+ pilots by Month 6 (target)