CREATORSThe Cap That Saved Everything
Jerome Ellis had twenty minutes to decide whether to pay $847,000 to an account that didn't exist three weeks ago.The fraud signals were screaming. But the creator's lawyer was on the phone threatening a discrimination lawsuit.And his fraud detection system couldn't tell him which decision would destroy the company.
“"For twenty years, fraud prevention meant binary decisions: block everyone suspicious, or risk paying fraudsters. Bounded-loss caps changed that. We can release what we're confident about, cap suspicious amounts, and investigate the rest. Marcus Okonkwo's case proved it works—we caught $580k in bot-driven fraud while still paying him $392k in legitimate earnings. The transcript showed exactly how we made each decision. No guessing. No bias. Just deterministic, confidence-bounded fraud prevention that protects platforms without destroying livelihoods."— Jerome Ellis, Head of Risk Operations, CreatorVault”