ROI Calculator
1) Choose your industry
2) Pick a confidence level
What does confidence change?
It adjusts two assumptions:
- Recovered bps (Leg 1): the portion of GMV recovered through deterministic settlement.
- Fully-loaded cost ($/hour) (Leg 2): labor cost used to value saved hours.
Everything else is yours to set explicitly. Use Conservative/Average/Aggressive as a quick starting point, then fine-tune fields below.
3) Set recovery period
During recovery: Client 20% · Verit 80%. After: Client 80% · Verit 20%.
Leg 1 — Deterministic Settlement
GMV ($)
Total annual gross sales volume.
Recovered bps
25%
25 bps = 0.25% of GMV.
In-flight %
50%
% of GMV pending settlement on a typical day.
Cash acceleration (days earlier)
Days sooner cash arrives due to deterministic acceptance.
WACC %
Weighted Average Cost of Capital used for NPV.
Leg 2 — AI Automation
People affected
Finance + Payout Ops + Risk/Ops engaged in matching/close.
Hours per person / year
Typical planning value: ~2,000 hours.
Share on matching/close
55%
Portion of their time spent reconciling & month-end close.
Savings on that work
70%
Time reduction on that slice from automation / GenAI.
Fully-loaded cost ($/hour)
Salary + benefits + taxes + overhead.
Hours saved (derived):
0 hrs
Proof: 12 × 2,000 × 55% × 70% = 0 hrs
Leg 3 — ML Spend Intelligence
Category
Vendor spend family.
Annual spend ($)
Current yearly spend.
Realized saving
8%
Verified % reduction from invoice deltas.
Category
Vendor spend family.
Annual spend ($)
Current yearly spend.
Realized saving
10%
Verified % reduction from invoice deltas.
Category
Vendor spend family.
Annual spend ($)
Current yearly spend.
Realized saving
6%
Verified % reduction from invoice deltas.
ML annual savings (derived):
$0
Proof: 8% × $4,500,000 + 10% × $5,000,000 + 6% × $2,000,000 = $980,000